Visa announced on October 15 that USDC prefunding for Visa Direct has entered commercial production through Inyo Global. The payments infrastructure provider is the first enabler of the offering for eligible Visa Direct clients and partners, according to the company.
Inyo has integrated the option into its existing platform. Businesses can use USDC to supply funds for cross-border payouts rather than relying solely on traditional funding windows. In the production announcement, Inyo co-founder Robson Dantas said funding is available around the clock through the same APIs its customers already use. Visa describes the prefunding as occurring in near real time.
The earlier September 30, 2025 announcement introduced a prefunding pilot for selected partners. It described businesses supplying stablecoins to cover Visa Direct payouts and said recipients could still receive local currency. That was a test of how payment providers supplied funds, rather than a requirement for recipients to hold a stablecoin wallet. The new development is a named processor bringing prefunding into commercial use.
Visa’s B2B product explanation distinguishes stablecoin funding from stablecoin delivery. It describes clients funding with stablecoins, Visa crediting their ledger in dollars, and funds being paid out in fiat. That general description does not identify the custody or conversion arrangements for Inyo’s specific implementation.
DeFiPrime’s report likewise distinguishes the new funding service from a rollout of every capability tested in Visa’s earlier pilots. The production release does not announce that recipients will receive USDC. Availability varies by eligibility and geography, and the announcement does not publish a supported-market list, fees or settlement chain.